Terms & Conditions

Last updated: 11 February 2026

1. Introduction

1.1 These Terms and Conditions (“Terms”) govern your access to and use of the Yo‑Yo trading platform, including any related websites, web applications, mobile applications, content, products, and services (collectively, the “Platform”).

1.2 The Platform is operated by a technology company incorporated in the British Virgin Islands (“BVI”) with its registered office at [insert address] (“Yo‑Yo,” “we,” “us,” or “our”).

1.3 By accessing or using the Platform, you agree to be bound by these Terms, our Privacy Policy, and any additional terms or policies referenced herein or presented to you on the Platform. If you do not agree to these Terms, you must not access or use the Platform.

2. Eligibility and Regulatory Status

2.1 The Platform is intended for institutional and sophisticated users who understand and are able to bear the risks associated with digital assets, leverage, and complex trading and yield‑generating strategies. By using the Platform, you represent and warrant that you:

Are at least 18 years old (or the age of majority in your jurisdiction).

Have full legal capacity and authority to enter into these Terms.

Are not a resident of, located in, or accessing the Platform from any jurisdiction in which such access or use is prohibited by applicable law or regulation.

2.2 You are solely responsible for determining whether your use of the Platform is legal and permissible under the laws and regulations that apply to you, including those of your country of residence and any other relevant jurisdiction.

2.3 Yo‑Yo operates as a pure technology provider. Unless expressly stated otherwise in a separate written agreement:

Yo‑Yo does not hold itself out as providing licensed investment advice, portfolio management, dealing services, or custody under the laws of the BVI or any other jurisdiction.

Yo‑Yo does not act as your fiduciary, agent, or broker and does not take discretionary control of your assets.

Nothing on the Platform constitutes an offer, solicitation, recommendation, or endorsement to buy or sell any security, derivative, or digital asset.

3. Nature of the Services

3.1 The Platform provides technology tools and interfaces that may enable you to:

View and analyse a multi‑strategy CeDeFi/DeFi framework, including regime‑based allocation concepts among arbitrage, directional momentum, and yield‑farming strategies.

Connect your own wallets, exchange accounts, or smart contracts via APIs or similar mechanisms.

Construct, simulate, or route instructions and transactions to third‑party centralized and decentralized venues, using your own accounts and at your own discretion.

3.2 The Platform may display parameters such as regimes (Risk‑On/Risk‑Off), allocations, expected return ranges, volatility targets, and risk metrics, but these are provided for informational and technical purposes only and do not constitute a promise, guarantee, or instruction to execute any trade.

3.3 Yo‑Yo does not take custody of your digital assets. Any execution, settlement, or custody occurs through third‑party exchanges, protocols, wallets, or smart contracts that are not operated or controlled by Yo‑Yo. You are solely responsible for your use of such third‑party services.

4. No Investment Advice or Recommendation

4.1 Information provided on or through the Platform, including strategy descriptions, regime classifications, analytics, scenarios, backtests, or dashboards, is of a general and technical nature and does not take into account your specific objectives, financial situation, or needs.

4.2 You acknowledge and agree that:

The Platform is a tool that you may use to support your own decision‑making, but it does not provide personalised investment advice or portfolio management.

Any decision to allocate capital, follow a strategy, or execute a transaction using or in connection with the Platform is made solely by you.

You should obtain independent professional advice (including legal, tax, and financial advice) before making any decision related to digital assets or strategies described on the Platform.

5. Account Registration and Security

5.1 To access certain features of the Platform, you may be required to create an account and provide accurate, current, and complete information. You agree to keep such information updated.

5.2 You are responsible for:

Maintaining the confidentiality and security of your login credentials, private keys, API keys, and any other authentication methods used to access the Platform or linked services.

All activities that occur under or via your account, regardless of whether they were authorised by you.

5.3 You must promptly notify us if you become aware of any unauthorised access, breach, or suspected compromise of your account, keys, or security credentials.

6. User Responsibilities

6.1 You agree not to:

Use the Platform for any illegal, fraudulent, or unauthorised purpose, including any purpose that would violate sanctions, anti‑money‑laundling (AML), counter‑terrorist financing (CTF), or similar laws.

Circumvent or attempt to circumvent any security, rate‑limiting, or access‑control mechanisms.

Interfere with, disrupt, or negatively impact the normal operation of the Platform or any third‑party services accessed through it.

Introduce malware, malicious code, or harmful data into the Platform.

Use automated tools (bots, scrapers, crawlers) in a manner that imposes unreasonable load or violates our usage policies.

6.2 You are solely responsible for:

Configuration and security of your own wallets, exchange accounts, and smart contract interactions.

Any approvals or permissions you grant to the Platform or to third‑party contracts via the Platform.

Monitoring and managing your positions, exposures, and risk.

7. Regime‑Based Framework and Risk Disclosures

7.1 The Platform may incorporate or visualise a regime‑based framework that classifies markets into Risk‑Off (bear) and Risk‑On (bull) regimes and illustrates how different strategy types might be weighted in each regime. This framework is conceptual and systematic but not infallible.

7.2 You acknowledge and accept that:

Regime models rely on quantitative indicators that may fail, lag, or misclassify market states.

Any example allocations, deactivations (e.g., zero directional exposure in Risk‑Off), or risk budgets are illustrative and do not guarantee the avoidance of losses or drawdowns.

All expected return and volatility ranges, scenarios, and performance characteristics shown on the Platform are hypothetical or estimated and subject to material uncertainty.

7.3 Digital asset markets are highly volatile and speculative. Risks include but are not limited to:

Market risk, liquidity risk, and slippage.

Smart contract vulnerabilities, protocol exploits, governance attacks, and de‑pegging events.

Exchange counterparty risk, custodial risk, and operational risk.

Regulatory changes, tax treatment changes, and enforcement actions in the BVI or other jurisdictions.

Technology failures, oracle failures, network congestion, and transaction re‑ordering or censorship.

7.4 You may lose some or all of your capital. Past performance, backtested performance, or simulated performance displayed on or via the Platform is not indicative of future results.

8. Fees and Costs

8.1 The Platform may charge technology‑related fees, such as subscription fees, access fees, usage‑based fees, or integration fees. Any applicable fee structures will be disclosed separately or within the Platform interface.

8.2 In addition to any Yo‑Yo fees, you are responsible for all third‑party fees and costs, including but not limited to:

Trading fees and funding rates on centralized exchanges and derivatives venues.

Gas fees and protocol fees on blockchain networks and DeFi protocols.

Borrowing costs, interest rates, and any penalties on lending platforms.

8.3 You authorise Yo‑Yo and/or integrated third‑party service providers to deduct any applicable fees from your accounts, wallets, or payment methods as permitted by law and as disclosed to you.

9. Intellectual Property

9.1 The Platform, including its underlying technology, regime models, allocation frameworks, dashboards, user interface, text, graphics, and other content, is protected by intellectual property laws and is owned or licensed by Yo‑Yo and its licensors.

9.2 Subject to these Terms, Yo‑Yo grants you a limited, revocable, non‑exclusive, non‑transferable licence to access and use the Platform for your internal and lawful purposes only.

9.3 You must not, without our prior written consent:

Copy, reproduce, distribute, publicly display, or create derivative works from any part of the Platform or its content, except as strictly necessary for your personal or internal business use.

Reverse engineer, decompile, or attempt to derive the source code, models, or algorithms of the Platform, except to the extent permitted by law.

Use any information or data derived from the Platform to build or assist in building a competing product or service.

10. Third‑Party Services and Links

10.1 The Platform may enable you to interact with or access third‑party services, protocols, smart contracts, exchanges, wallets, or websites. These are provided for convenience only and do not constitute an endorsement by Yo‑Yo.

10.2 Yo‑Yo has no control over third‑party services and is not responsible for their performance, availability, security, legality, or content. Your use of such services is subject to the applicable third‑party terms, and you assume all associated risks.

10.3 Any links, integrations, or references to third‑party services do not create any partnership, joint venture, or agency relationship between Yo‑Yo and such third parties.

11. No Warranties

11.1 To the maximum extent permitted by applicable law in the BVI, the Platform is provided on an “as is” and “as available” basis, and Yo‑Yo makes no representations or warranties of any kind, express or implied, including but not limited to:

Accuracy, completeness, or timeliness of information.

Fitness for a particular purpose or merchantability.

Non‑infringement of third‑party rights.

Availability, reliability, or security of the Platform or any integrated service.

11.2 Yo‑Yo does not warrant that:

The Platform will operate uninterrupted, securely, or error‑free.

Any defect will be corrected.

Any data, analytics, or regime signals will be accurate, reliable, or suitable for any specific use.

11.3 You acknowledge that you use the Platform and any tools or information at your own risk.

12. Limitation of Liability

12.1 To the maximum extent permitted by law in the BVI, Yo‑Yo, its affiliates, directors, employees, contractors, and agents shall not be liable for any:

Indirect, incidental, special, punitive, or consequential damages.

Loss of profits, revenue, data, goodwill, or opportunity.

Trading losses, loss of digital assets, or loss arising from volatility, protocol failures, or market movements.

12.2 This limitation applies whether the alleged liability is based on contract, tort, negligence, strict liability, or any other basis, even if Yo‑Yo has been advised of the possibility of such damages.

12.3 Where liability cannot be excluded, Yo‑Yo’s aggregate liability arising out of or in connection with the Platform and these Terms shall be limited to the lesser of:

The total fees paid by you (excluding any and all fees listed in clause 8.2) to Yo‑Yo in the six (6) months immediately preceding the event giving rise to the claim; or

USD 50,000 (fifty thousand United States dollars).

13. Indemnity

13.1 You agree to indemnify, defend, and hold harmless Yo‑Yo and its affiliates, directors, officers, employees, and agents from and against any and all claims, losses, damages, liabilities, costs, and expenses (including reasonable legal fees) arising out of or related to:

Your use of or access to the Platform.

Your violation of these Terms or any applicable law or regulation.

Your infringement of any third‑party rights.

Any activities conducted through your account or using your credentials, whether or not authorised by you.

14. Changes to the Platform and to These Terms

14.1 Yo‑Yo may modify, suspend, or discontinue any part of the Platform at any time, with or without prior notice, provided that we will not retroactively change your rights in relation to services already fully performed, except as required by law.

14.2 We may update these Terms from time to time. Updated Terms will be posted on the Platform with a revised “Last updated” date. Your continued use of the Platform after such changes become effective constitutes your acceptance of the updated Terms.

14.3 If you do not agree to any revised Terms, you must stop using the Platform.

15. Termination

15.1 Yo‑Yo may, at its sole discretion and without liability, suspend or terminate your access to the Platform, in whole or in part, at any time and for any reason, including for breach of these Terms, suspected unlawful activity, or to comply with legal or regulatory obligations.

15.2 You may stop using the Platform at any time. Termination does not relieve you of any obligations incurred prior to termination, including payment obligations and indemnity commitments.

15.3 Upon termination, any rights and licences granted to you under these Terms will immediately cease.

16. Data, Privacy, and Security

16.1 We collect, use, and disclose personal information in accordance with our Privacy Policy, which forms part of these Terms and is designed to comply with applicable BVI data protection requirements (and, where relevant, other applicable data protection regimes).

16.2 While Yo‑Yo implements reasonable security measures, no system is completely secure. You acknowledge that:

There are inherent risks in transmitting data over the internet and blockchain networks.

Yo‑Yo cannot guarantee that unauthorised third parties will never be able to defeat our security measures.

16.3 You are responsible for maintaining appropriate security, backup, and access controls for your own systems, wallets, and credentials.

17. Governing Law and Dispute Resolution

17.1 These Terms and any dispute arising out of or in connection with them or the Platform shall be governed by and construed in accordance with the laws of the British Virgin Islands, without regard to its conflict‑of‑law principles.

17.2 Any dispute, controversy, or claim arising out of or relating to these Terms, the Platform, or any related transaction shall be submitted to the exclusive jurisdiction of the courts of the British Virgin Islands, unless mandatory law provides otherwise.

17.3 Before commencing formal proceedings, the parties will use reasonable efforts to resolve disputes through good‑faith negotiations.

18. Miscellaneous

18.1 Entire Agreement. These Terms, together with any policies or additional terms referenced herein, constitute the entire agreement between you and Yo‑Yo regarding the Platform.

18.2 Severability. If any provision of these Terms is found to be invalid or unenforceable, that provision will be enforced to the maximum extent permitted, and the remaining provisions will remain in full force and effect.

18.3 No Waiver. Our failure to exercise or enforce any right or provision of these Terms shall not constitute a waiver of such right or provision.

18.4 Assignment. You may not assign or transfer any of your rights or obligations under these Terms without our prior written consent. Yo‑Yo may assign or transfer its rights and obligations under these Terms without restriction, subject to applicable law.

18.5 Language. These Terms may be provided in multiple languages. In the event of any inconsistency, the English language version shall prevail.